BC RAHA eligibility (2026) requires: household income under $134,140, liquid assets under $100,000 (excludes RRSPs, home, vehicles), home value under regional limits (Victoria: $1,074,999, Nanaimo: $824,999, Comox: $749,999), and a permanent disability or age-related loss of ability expected to last 12+ months. Maximum rebate: $20,000 lifetime per household.
At a Glance
Quick eligibility check.
You may qualify for BC RAHA if ALL of these apply:
Income: Household income under $134,140 (gross, before taxes)
Assets: Liquid assets under $100,000 (TFSAs count, RRSPs don't)
Home value: Under regional limit (see below)
Disability: You or household member has permanent disability/loss of ability (12+ months)
Ownership: Own and occupy the home (or rent with landlord consent)
All criteria must be met
Income
2026 income limit: $134,140.
$134,140
Maximum gross household income (before taxes), province-wide.
What counts: Total gross income for everyone living in the home. Use Line 15000 from your Notice of Assessment.
No regional variation: Unlike home value limits, the income threshold is the same across all of BC—Victoria, Nanaimo, Comox, everywhere.
Indexed annually: The limit increases each year. The 2026 limit of $134,140 is up from previous years.
Assets
Asset limit: $100,000 liquid.
$100,000
Maximum liquid assets. This is the most common rejection reason for Vancouver Island seniors.
Excluded (don't count)
- • Primary residence
- • RRSPs
- • RESPs
- • RRIFs
- • Vehicles
- • Personal effects
Included (do count)
- • Cash and savings
- • TFSAs
- • GICs
- • Non-registered investments
- • Stocks and bonds
- • Secondary properties
TFSA trap
Home Value
2026 home value limits by region.
Based on BC Assessment value (not market value). Limits are set so roughly 60% of homes in each region qualify.
Capital Regional District
Victoria, Saanich, Oak Bay, Esquimalt, Langford, Sidney
$1,074,999
Central Vancouver Island
Nanaimo, Parksville, Qualicum Beach, Duncan, Ladysmith
$824,999
Courtenay & North Island
Comox Valley, Campbell River, Port Alberni
$749,999
BC Assessment vs. market value
Disability
Disability or loss of ability requirement.
You or a household member must have a permanent disability or loss of ability that affects independence at home. This includes:
Age-related diminished abilities — Seniors 65+ with reduced mobility, balance issues, or strength loss automatically qualify
Physical disabilities — Mobility impairments, chronic conditions, post-surgery limitations
Progressive conditions — MS, Parkinson's, ALS, arthritis, and other conditions expected to continue
12-month duration requirement
Other
Other requirements.
BC residency
Must be a BC resident and the home must be in BC.
Owner-occupied
You must own and live in the home. Investment properties don't qualify. Renters can apply with landlord as co-applicant.
No previous maxout
Lifetime limit is $20,000. If you've already received the full amount, you can't apply again.
Apply before starting work
You must receive approval before any work begins. Starting early disqualifies your entire application.
Don't qualify for RAHA?
If you're over the RAHA thresholds, you may still be eligible for:
Federal HATC — 15% tax credit on up to $20,000 of accessibility expenses. No income limit. Seniors 65+ or persons with disabilities.
BC Senior's Home Renovation Credit — 10% refundable credit on up to $10,000 of expenses. Seniors 65+ or persons with disabilities.
Last verified: January 2026. Eligibility requirements may change—always confirm with BC Housing for current guidelines.